Harbor Health Insurance Services
Annual Enrollment may be over, but your Medicare to-do list isn’t quite finished yet. December is the perfect time to double-check a few key items so you can start the new year confident, covered, and prepared. Here’s your simple post-enrollment Medicare Checklist. 1. Confirm Your Enrollment & Effective Date Most Medicare Advantage and Part D…
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If you’re enrolled in Medicare, December often brings a flood of mail. Between letters, booklets and notices, it’s easy to feel overwhelmed–Or worse, ignore something important. The good news? Not every Medicare document requires action. Here’s how to know what actually matters, what to file away, and when to ask for help. Why You’re Getting…
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Every fall, Medicare Advantage plans flood the market with new benefits, flashy mailers, and fine print that seem to speak a foreign language. But, comparing plans doesn’t have to feel like learning a new language. At Harbor Health Insurance Services, we help you cut through the clutter and focus on what actually matters to your…
read more Your doctor’s office sees it all. From surprise copays to coverage denials, here’s what they want every patient to understand during Annual Enrollment. Start with your Doctors Doctors and clinics interact with Medicare Advantage plans every single day. They see patterns with the surprise copays, denied services, prior authorization delays, and the patients who unknowingly…
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If you’re seeing ads from carriers and Covered California, you’re not alone. Here’s how to know which route is right for you. During open enrollment, you’ll notice lots of insurance-plan advertisements–Some from individual carriers and others from Covered California itself. Both routes can get you covered, but they function quite differently behind the scenes. Understanding…
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