Harbor Health Insurance Services
If you’re planning a trip, whether it is a weekend getaway or an international vacation, it is natural to assume your health coverage travels with you. With Medicare, that is not always the case. Understanding what is covered and what is not before you leave can help you avoid unexpected costs and travel with more…
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Most people assume that once Open Enrollment ends, their health insurance is locked in. But, that’s not always the case. Certain life events may qualify you for a Special Enrollment Period (SEP) which gives you the opportunity to enroll in or change your Covered California plan outside the standard enrollment window (Covered California, 2026). What…
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Whether this applies to you or someone you know, this is one of the most important (and most confusing) Medicare decisions people face. If you’re turning 65 and still working, or helping a parent, spouse, or employee navigate this transition, you might be wondering: “Do I need to sign up for Medicare if I already…
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Not a business owner? Feel free to pass this along–It may help someone you know. If you own a business (or know someone who does), health insurance is one of those things that tends to get pushed down the priority list. Not because it isn’t important, but because it can feel complicated, unclear or something…
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Many people choose a Medicare Advantage plan for its medical coverage–doctor visits, hospital care, and prescription drugs. But, what often gets overlooked are the additional benefits included in many plans. These “extra” benefits can add real value, yet many members don’t fully understand what they include or how to use them. Here’s a simple breakdown…
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